The importance of checking your credit report

Back in Jan, when I began my obsession with fixing my finances, my first thing was to check the credit report.

I was shocked when i noticed a student loan on there for 18k...

I called my bank who holds my loans to check if i had anymore. They said no....

So i filed my dispute online with experian - which you can do right from their website.  https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE

and they took it off...

Pretty scary when you think about it... I also found some dups on bad credit on there and also had those removed

I know now to check my report at least once a year